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IRMAA Brackets Affect Medicare

December 23rd, 2025 by WCBC Radio

IRMAA (Income-Related Monthly Adjustment Amount) is an extra charge added to Medicare Part B and Part D premiums for higher-income beneficiaries, based on their Modified Adjusted Gross Income from two years prior. Joe Mullenax of Allegany Business Consulting recently spoke on the Dave Norman program about tax planning and how IRMAA plays a part in tax bracket and Medicare control…

“If you’re income exceeds certain thresholds and for 2025 it’s $106,000 of income if you’re single and $212,000 if you are married. If your income exceeds those levels, for the next two years your Medicare will go up.”